Student Loan Forgiveness 2024 Trending. Borrowers who have been in repayment for more than 20 years (received on or before july 1, 2005) for an undergraduate loan, and 25 years for a graduate loan (received on or before july 1, 2000). People who have owed on loans for at least 20 years.

You can expect the u.s. Here’s what you need to know about the biden administration’s recent plans to help student loan borrowers get closer to debt freedom.